NICL AO Exam Age Calculator 2026

For NICL AO Exam, the notified age band is 21–30 years for General/EWS candidates as on the cutoff date. OBC (+3 years), SC/ST (+5 years), PwBD (up to +10 years), and ex-servicemen (+3 years where applicable) may get upper-age relaxation per the official Banking notification.

Age for NICL AO Exam is reckoned as on the crucial/cutoff date in the official notification—not on application or exam date. This calculator uses 1 August 2026 as the default; enter the date from your notification if it differs.

The default cutoff date used here is 1 August 2026. The actual "Age as on …" date for each cycle is in the official NICL AO Exam notification—always verify before applying.

Yes. For NICL AO Exam, OBC (NCL) candidates typically get 3 years and SC/ST candidates 5 years of upper-age relaxation above the General maximum, subject to category certificate and notification rules.

PwBD candidates may claim up to 10 years of upper-age relaxation for NICL AO Exam, often in addition to category relaxation where rules allow. A valid disability certificate is required.

Most Banking recruitments including NICL AO Exam have no fixed attempt cap—you can apply each year until you cross the maximum eligible age (with relaxation if applicable). Banking exams like IBPS PO also have no attempt limit within age. SBI PO limits attempts (e.g. 4 for General, 7 for OBC).

The minimum age for NICL AO Exam is 21 years as on the cutoff date. Candidates below this age are not eligible.

Generally, no. NICL AO Exam enforces age limits strictly as on the cutoff date—even one day beyond the maximum eligible age (after relaxations) usually makes a candidate ineligible.

Ex-servicemen may get up to 3 years relaxation (or service-based deduction as per rules) for NICL AO Exam. Check the official notification for military service conditions.

NICL AO Exam requires educational qualification as per notification (e.g. graduation for banking/SSC CGL) in addition to age 21–30 years on the cutoff date.